48 hours – liquidity as a resource for care work

How social factoring with RHD Rechnungsstelle AG frees institutions to focus on what matters.

Social institutions deliver their services immediately – yet they often wait weeks for their money. Long payment terms from funding bodies, laborious invoicing, dunning procedures: what sounds like a purely administrative matter quickly becomes existential. Because anyone waiting for liquidity cannot invest, cannot hire, cannot plan with peace of mind.

Social factoring reverses this relationship. The idea is simple: you submit your service invoice, a specialised partner reviews it and pays – as a rule, within just 48 hours. Receivables management, credit checks and dunning are handled by the partner at the same time.

Our partner for this is RHD Rechnungsstelle AG from Bremen. Founded in 2014 by Christoph Harms, it has developed into a high-performing factoring partner. Since 2022, Gunnar Neumahr has strengthened the board – a proven expert in factoring, liquidity and crisis management.

RHD operates within the group of AS AG, one of the market leaders in invoicing for the healthcare and social sectors. With more than 220 employees at four locations and an annual billing volume of over 1.5 billion euros, AS AG has stood for efficient service invoicing for more than 25 years. This substance provides security.

The best part: there are no fixed contract terms – in effect, every month is a trial month. What ultimately counts is not the invoicing, but what it makes possible: more time and more calm for care work.